Financial freedom is the ability to earn enough income without the need for employment, which enables you to have extra time that can be dedicated to other pursuits. And you don’t need to be rich to be financially free! It is possible for people with low-income jobs to retire early if they are able to…
How to Live Below Your Means
Living below our means is one of the most important things we can do as individuals and also as a society. When we live below our means, we are able to save for the future and spend more money now on what matters most to us. How can you put this into practice in your…
Creating a Strategic Financial Plan
Creating a strategic financial plan is one of the most important things you can do for your financial security. A well-crafted plan will help you achieve your financial goals and protect you from unexpected setbacks. But many people don’t know how to go about creating a financial plan. It’s not as difficult as it may…
100+ Personal Budget Categories
Personal budget categories are essential in order to have a complete understanding of how much money you are spending. Personal budget categories are usually made up of the following: fixed expenses, variable expenses, savings goals, debt repayment goals, retirement savings, etc. Categories for your personal budget can be used for any type of goal you…
15+ Best Passive Income Apps
Passive income apps can help you to earn some extra money without having to do much work. Most passive income apps are available on both Android and iPhone devices. These apps are great for those looking to make a little extra cash without too much effort, as they can be used as you have a…
10+ Awesome Swagbucks Hacks and Tips
These awesome Swagbucks hacks will show you some tips and tricks to help you get the most out of your time on Swagbucks! In addition, this comprehensive guide will walk you through the 10+ ways to earn more cash and rewards with this site. You will probably never be able to earn a full-time income…
How to Get Paid to Watch Videos
Watching videos online is one of the easiest ways for anyone to make some extra cash while staying at home. There are many different companies that offer compensation for just watching videos and doing a few short tasks. It couldn’t be easier! The amount of money that you can make for watching videos from home…
How To Reach Financial Independence — What Top Experts Say
This is a guest post by Ken Boyd. Ken Boyd is an accounting and finance expert at AIS-CPA. He is also the author of several books, including Cost Accounting For Dummies, Accounting All-In-One For Dummies, The CPA Exam For Dummies, and 1,001 Accounting Questions For Dummies. What exactly does it mean to be financially independent? Everyone has a different…
Reinventing Yourself via Financial Change: Lessons from Schitt’s Creek
This post was written by Molly Barnes over at Digital Nomad Life. Molly left her desk job in 2018 to travel the world. Her and her partner now life a full time digital nomad out of their trailer traveling the US. In the 2020 award-winning TV comedy Schitt’s Creek, the wealthy Rose family experiences life…
5 Awesome Money Saving Charts
Money saving charts can be a great way to save money, and they are also very easy to follow. It’s never too late to make yourself a money saving chart. You can start at the ending of a year, the beginning, or anytime to start saving money. If it is tough for you to save…
Amazing Mystery Shopper Jobs
Mystery shopping has been around since the 1940s, but it’s only now starting to become popular with people who want to work from home or at least choose their own hours. Mystery shoppers are hired by companies that want to know what their customers think of them and how they do business. Mystery shopping is…
10+ Online Proofreading Jobs
These online freelance proofreading jobs are a great way to make a side income or even to turn into a full time business and/or job! Becoming an online proofreader is easy to do, and can enable you to start a low cost business right from home. You can become a proofreader from anywhere in the…
10+ Legit Surveys for Cash
For years now, I’ve been taking legit surveys for cash. It’s been a great, easy way to make some extra money from home and it doesn’t require any money to get started. Making cash using surveys is a great, ultra easy, way to make a ew extra bucks. Whether it be making extra money for…
Frugal vs. Cheap: What’s the Difference?
Many people do not know there is a difference between the words frugal and cheap. Many times, the words are used hand in hand by those who do not understand the difference. But there is a difference between frugal vs. cheap… Dictionary.com defines cheap as “of little account; of small value; mean; shoddy.” Frugal is…
How to Buy an Investment Property
Learn how to buy an investment property so you can get to that financial freedom number faster! You guys all know my favorite investment is real estate. Earning monthly rental income while sitting on a beach somewhere is the ultimate dream. Now, it doesn’t always work out that way. Real estate does come with risks…
How to Stop Spending Money
You know that feeling when you’re at the store, without a shopping list, and all the things just call at you. You’re wandering down the aisles, under the guise of “looking for a deal,” when all you’re doing is spending more money on things you don’t need. Learning how to stop spending money is an…
How to Make Money as a Kid
Learn how to make money as a kid – there are so many different ways that don’t required traditional employment! These 20 ways are great options for kids who are looking to make some extra money. We talk a lot on this site about ways you can make money as a side hustle or full…
Passive Vs. Nonpassive Income
Imagine a life where you sit back on the beach and sip the drink of your choice while listening to the waves crash. That’s the life you can live if you take the time to create passive income. Coming back to reality, most of us are trading time for money. Meaning, you work an hour,…
20 Ways to Organize Your Life
Life can be crazy nowadays and it can be so easy to feel scattered and unorganized. Learning how to organize your life can help eliminate that overwhelmed feeling and enable you to be more productive. Once you get your life organized, you’ll be surprised at how much more time you actually have. You can stop…
How to Save Money in Your Daily Life
Saving money doesn’t have to be difficult. In fact, there are easy ways to save money in your daily life – and you don’t have to change anything! This is a guest post from John Pham. John Pham is the founder of The Money Ninja. He launched The Money Ninja in 2019 during his graduate…
How to Invest While Paying Off Debt
This is a guest post by Marcel Bluvstein, the President and Co-Founder of United Settlement. Marcel has a passion for investing and is also involved in many real estate endeavors. Are you focused on paying off debt, but want to start investing as well? You might wonder if it’s better to simply pay off your…
How to Tip a House Cleaner
If you are wondering how to tip a house cleaner, you are not alone. With there being so many options for hiring someone to help you keep your home clean, it can be difficult to decide if- and how much- to tip. With so many variables in how you hire, the industry standard for tipping…
How to Set Short Term Financial Goals
When it comes to setting short term financial goals, it can be difficult to know where to start. Oftentimes, it’s easier to see the big financial picture for setting goals with their money – like being a millionaire before they are 30 (or whatever your goal might be). The thing is, if you want to…
Thredup Review
Thredup is an online thrifting and consignment store that everyone deserves to know about. There is only one way to describe it – I am obsessed. The complete Thredup review explains what Thredup is, how it works, and whether or not it can help you make/save money. This website is created by fellow thrifters hoping…